Dental Insurance

Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem.

Dental HMO and Dental Discount plans offer the advantage of no waiting period before coverage and or discounts apply whereas regular dental insurance will have specific waiting periods before basic and major services are covered. Regular dental insurance will also have an annual limit versus discounts on unlimited care which may be important when a significant amount of dental care maybe needed within one year.

Make sure your dental costs are covered. Click a link below to learn more about dental coverage.

DENTAL HMO PLANS

A DHMO dental plan requires you to select a participating dentist and receive your dental care at that location. Participating specialist within the dental network offer a 25% discount. This plan features a low $10 office visit copayment for your dental cleanings and free X-rays.

HumanaOne Individual Dental & Vision

DENTAL DISCOUNT PLANS

Dental discount plans give you the freedom to select any dentist within their network without requiring care at the same location each time. National coverage is available with this plan with a large selection of carriers to select from.

Dentalplans.com

DENTAL INSURANCE PLANS

Regular dental insurance plans usually provide the flexibility of selecting any dentist in-and out-of-network, which can be important if your current dentist does not participate in any PPO or dental discount network plan. These plans will normally cover preventive care at 100% with NO deductible or waiting period. A calendar year deductible of $50 or $100 will apply then coverage for basic service is at 80% after a 6 month waiting period, with major services at 50% after a 12 month waiting period. A calendar year maximum of $1,000 or $1,500 will apply per covered person.

UnitedHealthcare's Dental Premier and Dental Value plans  Dental Plan Video